Thursday, September 13, 2007
Moving Home with your children
Thursday, September 6, 2007
Moving Advice
Friday, August 31, 2007
Before Move
Before the Move
Additional Insurance: Moving companies will provide insurance, but the standard rate is usually not enough to replace the item, especially if that item is small and valuable, such as crystal, glass or porcelain. Since insurance is based on weight, with a standard rate averaging around 60 cents per pound, you usually need to seek out additional insurance. Also, keep in mind that the standard rate is not necessarily what you'll get should some of your goods be damaged.]
This rate represents the maximum coverage you're entitled to, but due to government regulations, taxes, etc... this might not be the amount you receive.
Your Current Residence: If you're selling your home, there will be things you'll need to fix before you go, a list outlined in your agreement. Such small tasks will take time and probably some money, too. You may want to, or need to, hire someone to do these tasks, especially if it's something out of your scope. Paying a professional plumber can save you a lot of money in the end.
And whether you're moving from a house or a rental, cleaning will be a major priority that takes both money and time. I prefer to hire a cleaning company to make sure the job gets done right. If you're moving from a rental, most likely you paid a damage deposit when you first moved in. To make sure you receive the full amount back, having a professional cleaner transform the space back into it's original (or almost original) state is worth the extra money. Besides, what a professional company can do in three hours could take you three days. Build these costs into your moving budget, then if you find the time to do these tasks yourself, great! It's better to be prepared then to run short.
Hidden Costs of Rentals: Some people who move end up buying a house as opposed to renting; however, there are still a vast number of people who rent, whether for a long-term or short-term until their home is ready. When you rent, there's more than just the cost of your space that you need to consider. Hidden fees such as security or damage deposits and broker fees add up to a lot. Also, when signing an agreement, ask what is included in the rent. Most often you end up paying extra for services such as parking or utilities.
During Your Move
Since most of your costs are accrued at this time, you'll be glad to know there aren't too many additional fees that you hadn't considered.
On the Move: If you hire a moving company, then most likely you'll need to get to your new home on your own. Build into your budget such additional costs as hotels, meals, snacks (all those extra-large lattes!), and gas if you're planning on driving. Use a distance rate calculator to estimate how far you're going, then determine how long it will take to get there. If you have more than one driver, you can estimate longer driving times, but make sure you consider meals and breaks and enough time to rest.
If you're flying to your new locale, then remember to add in taxi fares to the airport on your way out and from the airport on your way in, airport fees and any additional monies you might have to pay for extra luggage beyond what is allowed. This is also the time to remember the cost to move your pets. Build in the vet fees, carrier costs and flight price.
By Diane Schmidt,
Monday, August 6, 2007
Military Moves
1. Visit the Personal Property Office
As soon as you receive your orders, call your Personal Property Office (PPO) and set an appointment. Before you go to the appointment, do some research to make the most of your session. Even if you and your family have PSCed several times before, no two moves are exactly the same. Changes to your personal situation, your new duty station, or military regulations may greatly affect your move.
PPOs have materials available to aid you in your research. An excellent resource for explaining basic entitlements and responsibilities is the "It's Your Move" pamphlet that is also available online on various web sites, including LIFELines. General move information is available on LIFELines in the "Relocation and Housing" information area.
Still another official web site that offers a wide variety of basic PCS move information is the Defenselink site. This electronic newsletter is user-friendly and chock full of helpful hints, news, guidance, and useful links.
2. Contact Your Sponsor and New Command
Once you have PCS orders in hand, your new command will assign a sponsor to assist in your transition to the command and new duty station. If you have not heard from your sponsor in a reasonable amount of time, contact your new command to find a point of contact to help you before you arrange your move. If the command has a web site, become familiar with its contents. The information may prove invaluable throughout your decision process and save you the trouble of moving items that you'll not be able to use at your new duty station.
A sponsor is especially crucial if you'll be moving overseas or to a remote location. Along with host-country considerations that you may not otherwise know, a sponsor can fill you in on some of the less obvious nuances of your new home. For example, if you will be moving to Yokosuka, Japan, and are planning to live on the economy in non-Westernized housing, your sponsor would probably advise you to leave the majority of your furniture and appliances in storage until you return to the States. Most traditional Japanese dwellings will not accommodate the size or style of furniture that is common in American households, and your appliances would probably be incompatible.
3. Consider Moving It Yourself — Carefully
Most commonly referred to as the DITY move, the personally-procured move (PPM), is an option that you may want to consider. Essentially, the government pays you the money that it would otherwise pay a contractor to move you and your belongings. Although not for everyone, a properly planned and executed PPM has advantages that range from peace of mind in knowing your belongings are packed exactly the way you want them to be, to earning some extra cash in return for your hard work. Conversely, if you do not adequately plan or complete your PPM, you are liable for any additional moving costs or damage to your property.
4. Take Responsibility
Although you will have ample assistance along the way, you are responsible for your move. The best way to ensure that it goes well is to be involved from start to finish and play an active role throughout the process. Know the regulations and make all necessary arrangements before your moving day. That way, when moving day arrives, you and your family will be able to concentrate on the task at hand.
5. Figure Your Entitlement
Part of your entitlement is the maximum weight you can move at government expense. This pre-determined amount is based upon your personal situation and rank. If you go over your prescribed amount, you will be responsible for paying all charges connected with moving the excess weight. To estimate the weight of your possessions, you can figure 1,000 pounds per room and then add the approximate weight of your large appliances and items. While not exact, this method will help you determine if your belongings will fall within your entitlement.
6. Find Out If You Can Move That
The term "household goods" (HHG) refers to your personal effects and property for your home — anything from a snowmobile to a spare car part. Generally, if your HHGs fall within your weight entitlement, they will be moved at no additional cost to you. However, some items, such as boats, may or may not qualify as HHGs and may only be moved if you agree to share the expense. Other HHGs may not be moved as part of your PCS move because of carrier restrictions or local ordinances. The Defense Transportations Regulations (DTR) web site offers complete guidance for determining if you can ship an item as part of your PCS move.
7. Decide What to Do About Rover
While most of us consider our pets to be part of our family, it is important to note that moving them is not an entitlement. Instead, it is viewed as a privilege and you will share in the cost. The government will allow you to move a total of two dogs or cats in travel cases weighing less than 100 pounds each. Any more and you'll be required to make alternate arrangements. Other applicable restrictions and considerations are discussed in LIFELines section PCSing With Pets.
8. Prepare for Clean Up After the Move Date
When determining your actual move date, keep in mind obligations you will have after the moving van departs. If you rent, you will probably be responsible for restoring the property to its original condition. If you own, you'll want to show the property to would-be renters or buyers in the best possible condition. Estimate how many days you will need to prepare the property and set your move date to allow you ample time before your lease is up and your utilities have been disconnected.
9. Take Care of Important Papers
The paperwork that leads up to moving is as important as physically moving your property. Make sure you have adequate copies of your PCS orders placed in a safe location. Additionally, you should consider the following:
powers of attorney or letters of authorization
appraisals of high-value items
inventory with video or photo documentation
insurance policies, in addition to those provided as part of your move.
10. Lighten the Load
By P.S. Kunze
Monday, July 16, 2007
Moving On....To Great Managing
I'm a person who loves knowledge, learning and discovering new things and to think I must place less value on what I can remember and more on those things I can never forget is both terrifying (what must I never forget?) and refreshing (since my memory is not what it used to be at this point.)
Regardless of our 'arena' of life, we all must manage the information that comes into our lives as well as our own individual success and at some time or another most of us will manage people. I've just finished a great new book, The One Thing You Need to Know...about Great Managing, Great Leading and Sustained Individual Success by Marcus Buckingham, who is also the author of Now, Discover Your Strengths which I've mentioned many times. The One Thing You Need to Know is what you'll be hearing about for the next few newsletters.
According to Brad Anderson, vice chairman and CEO of Best Buy, Buckingham's grasp of the pivotal difference between great managing and great leadership and how to act on that knowledge has been enormously helpful for the key leaders of Best Buy. I offer you some of these insights in a nutshell:
Select people effectively - know what talents you are looking for
Define your expectations clearly - Only 50% of employees claim they know what is expected of them at work. As elementary as it may sound, consider asking: "What do you think you get paid to do?"
Motivate people by focusing on their strengths and managing around their weaknesses Learn how to steer them toward roles that truly fit them
Recognize excellent and praise it - leverage your employees' talents and turn it into performance. With praise and recognition, show you care! Make your employees believe their success is your primary goal.
Employees need to feel supported, challenged, understood and stretched. Be sure to acknowledge tiny bits of growth. In this way, you will coach them to success by building on small steps they can see and recognize. Never praise hard work, instead tell her she succeeded precisely because she has become so good at deploying her strengths. The more an employee is acknowledged on what they do right, the more self-assured they become and self-assurance drives performance.
Even though talent and skills are important, those who are unrealistic about what is possible are the most successful. In other words if they believe they can do something and you support this belief, chances are they will succeed. Research has shown that realistic self-assessment retarded performance while unrealistic self-assessment stimulated it. Perhaps this is one of the reasons that coaching is so successful: a coach is a champion, a cheerleader, a partner and a sounding board. In short, the state of mind you want to create in the employee is one where he has a fully realistic assessment of the difficulty of the challenge ahead of him, and, at the same time, an unrealistically optimistic belief in his ability to overcome it.
When you do encounter failure....is it a lack of skills, knowledge or training or do they need a partner/mentor?
Keep in mind there are several styles of learning:
Analyzing - they understand a task by taking it apart, examining its elements and reconstruction it piece by piece. These people crave information and every piece is important.
Doing - the best way to teach a doer is to throw him in the middle of the a new situation and tell him to wing it. The learning moment is during the performance. Where for the Analyzer, it's prior to the actual performance.
Watching - watchers are sometimes viewed as poor students because breaking things down or practicing won't do much for them. However, Watchers can learn a great deal when they are given a chance to see the total performance. Let these people ride along with one of your most experienced performers.
Great managers discover what is unique about each person and capitalize on it. Mediocre managers assume or hope their employees will be motivated by the same things, driven by the same goals, desire the same kind of relationships and learn roughly in the same way.
Managers are the catalyst for speeding up an employee's talent which translates to speeding up the company's goals. Best Buy uses 12 simple questions to measure employee engagement. These include such questions as "Do you know what is expected of you?" and "At work, does someone seem to care about you?" What they discovered is that when they could increase their employee engagement by just 2%, it resulted in an additional $70 million in profitability!
Lastly, one of the '5 great needs' we have as humans (more on this in the next issue) is that we need RESPECT. We have a fear of insignificance. Managers are critically valuable because they have the greatest opportunity to identify, recognize and provide many avenues that will fulfill this need for respect; look for ways to do this.
Thursday, June 28, 2007
Moving? Be sure to do your homework
More than 43 million Americans will move this year, according to www.ourtownamerica.com, meaning 20 percent of us will be hauling our stuff to another location in the upcoming months.However, according to the site, 50 percent of all those moves will take place from Memorial Day to Labor Day. In just three months, more than 20 million people will relocate across town, across states or even across the country.
With more and more people moving this time of year, it is critical for those who are packing up to know how to protect themselves and their homes from being taken advantage of.Those who plan to use a moving company should be forewarned: While there are many reputable and safe companies in business today that are capable of the job, there are those that are not.The real problem with moving companies, according to the site, began three decades ago. In 1980, the Household Goods Transportation Act was passed. This act gave movers the right to provide customers with “binding estimates.” Prior to this act, there were few national moving companies and little to no competition in the market. Now, companies would compete on the basis of price instead of customer service, making competition much fiercer.Moving companies, therefore, had to lower their prices more and more to stay competitive, yet that cut the margin of profit for these companies. And so, onslaughts of moving scams became more prevalent.Estimates were re-written after a family’s goods were packed.Delivery was withheld if families did not pay large, additional fees.Goods were broken or missing if rates were too low.While many of these scams have decreased with the advent of self-moving trucks and trailers, Web sites like http://www.moverworldwide.com/ still give people who need to use moving companies insight on how to make their moving experience efficient and satisfying. Here are some of their tips:n Check references very carefully. Be especially careful with Internet-based movers. There are obviously reputable firms online, but there are an unusual number of horror stories from customers who hired movers online.n Get referrals from local real estate firms.n Get several estimates -- in writing -- from the companies you've chosen. Do everything you can to check out the moving company in advance.n Do a search online to make sure the company isn't already a known scammer; go to the address of the company and check out their yard and their trucks.n Once a reputable company is found, get the full legal company name, length of time in business, full legal company address and all phone numbers.n Get their Department of Transportation and any other state or federal license numbers.n Most importantly, ask them for references -- and call them.n Find out if the company is insured.n Call the FMCSA's consumer complaints hotline at 1-888-368-7238 to inquire about the company's history.n Make to be given a copy of a booklet called "Your Rights and Responsibilities When You Move." Moving companies are legally obligated to give it.Adding to the list, Joe Boyle, president of Dun Mar Moving Systems, which has a branch in Suffolk, said that consumers need to be aware of moving companies found on Internet sites.“We’ve gotten some black eyes because of what’s going on in the Internet…I think the consumer really needs to be aware of some of the Internet sites that are available for moving,” he said. “In a lot of cases they are truly scams…they’ll let the consumer think they are the mover, ask for a deposit and then you’ll never hear from them again. I think if a consumer is going to use the Internet, they need to be very much aware.”Boyle said that consumers should have in-house estimates that are “relatively precise” and to get two to three estimates before signing a contract with a company.“Moving is a very stressful time,” Boyle said. “The consumer wants to deal with a company that’s providing a service level that’s not just ‘I am going to put in the truck, take it the destination and good luck'… There’s been a lot of dirt thrown at our industry and it’s because of the very few who have discredited our business.”Perhaps because of those scam artists, many sites remind movers that they do not have to rely on moving companies to do their dirty work and risk being scammed at all. In fact, many sites and companies, such as www.upack.com, have packing guidelines and tips on how to pack everything from digital equipment to furniture.“We know this is not always practical either, but it's something to seriously consider. Rent a truck, round up your friends to help pack and load your household goods, and drive away yourself,” the Scam Busters site read.But if all the hard work and heavy lifting is not the road movers want to go, they can try the site’s number one recommendation: Start all over.“Sell everything and start again. This may sound extreme, but dozens of people who've had their household goods held up by a moving company wish now that they had done this.”
Source: http://www.suffolknewsherald.com/articles
Wednesday, May 9, 2007
Is Moving Painful?
Coming back to the computer for a moment. The mere fact that you are reading this very post or any other post on this site is a testament to the grace of God. Why? Because, not more than an hour ago, while doing some routine file cleanup, I deleted every single article on this site. THAT hurt!! Frankly, it’s amazing that I have not done that before now (being the relative technical klutz that I am at times). But what I was able to do was find the backup files on the server and reload all of them…WHEW, they were just backed up yesterday, so nothing was really lost.
So, now what about moving? What if you lost all of your belongings due to faulty or under strength boxes? Or your packing tape failed and the boxes burst open? Or worst yet, the rental truck or the professional mover company you chose was in an accident with a big-rig and caught on fire. Ohh, the PAIN that would cause. It’s not as though you lost your life, but you did just lose your tangible memories and you’ll have to replace everything.
So what is the moral to this story - WELL, keep fresh backups available for your computer and as it pertains to either moving across the country or across your hometown, be sure to first orga ize your move well. Take the time to think through what you need, and choose your packing and shipping products carefully. While there are few if any guarantees in life or in moving your belongings, good preparation will go a long way toward giving you peace of mind.
Tuesday, May 1, 2007
Preparing Your Car For Shipping
Sunday, April 29, 2007
How to Plan Your Move
Now it is time to contact the movers on your list. Inform them of your destination and the timing of your move. Ask movers to provide you with a written estimate, and have them explain the services listed in the estimate in detail. Carefully compare each estimate to see which company best suits your needs and budget.
-Packing
Proper packing by a trained packer using specially designed cartons and materials is crucial to a good move. Schedule packing with the mover a day or two before the moving van is loaded. If you are packing yourself, it is never too soon to start. While packing yourself can save money, movers will not usually accept liability for damage to items packed by owners.
Be present when your goods are packed. An inventory of your goods will be made and it is important to resolve any disagreements prior to signing the inventory. Make sure all copies are legible and all items are numbered. Have valuable items listed separately. Some appliances may require servicing prior to the move. Your mover can schedule these services for you.
There are several options for insuring your goods. All household goods shipments move under limited liability. However, you may purchase additional liability coverage from your mover.
-Planning Your Moving Day
Your mover may ask you to select several consecutive days during which your goods can be loaded and a second series of dates during which your goods can be delivered to your new home. A spread of days gives you and your mover the flexibility needed to keep your move on schedule. Remember that summer months are the busiest, and some movers offer lower prices between the months of October and April.
Tuesday, April 24, 2007
Planning On Relocationg Your Office
FOR IMMEDIATE RELEASECONTACT: Steven V. Dubin, PR Works, (781) 878-9533, sdubin@prworkzone.comPLANNING ON RELOCATING YOUR OFFICE? HUMBOLDT STORAGE AND MOVING PROVIDES THE BLUEPRINT TO AN EASIER MOVEDATELINE: SEPTEMBER 22, 2003...A smooth transition from one office to another is essential for profitability, continuity and sanity. Whether you're moving a few blocks, across town, or across the country, you need things to go smooth and efficiently. While moving an entire office can be difficult, Massachusetts based Humboldt Storage and Moving advises on several aspects that can make the move much easier on you, your staff and the movers.1. Keeping Costs Down. Summertime and weekends are the busiest times of year to move. If you try and schedule a mid-week move during the fall, winter or spring, you'll get a better rate.2. Extra Costs. Don't forget that the labor is not the only thing you will pay for. There will be a travel-time charge, which is drive time from the moving company's home office to your original home to your destination and back again to the moving company's home base. You should also budget for packing supplies such as boxes, tape, bubble wrap, pads, etc. Generally, moving supplies can run approximately 10-15% of your labor costs.3. Be Honest. Did the conference room table not come into the office in one piece? Have you remodeled an entrance way and access is smaller? Can you not get access to the elevators? Any details that would impede the emptying of your office need to be told to the movers before they show up so they can make special arrangements if need be. 4. Price overruns. Most moving estimates are non-binding. And the best way to ensure that your moving costs doesn't escalate is to give the movers an honest list of what to expect and how easy or difficult access is.5. Moving Insurance. Your belongings should be insured during the move against any unforeseen circumstances. Check with your insurance policy. If your insurance provider does not cover items while in transit or in someone else's vehicle, or if they only cover against major disasters versus minor damage to individual items, you should definitely purchase moving insurance from your moving company. Without insurance, per Massachusetts State law, moving companies are only liable to cover your goods for 60 cents per pound. As for the amount of coverage you should purchase, most moving companies insure the goods as a whole, and don't insure individual items. Therefore, you should consider the total value of your goods and purchase enough insurance to cover all of the contents of your home.6. Labels. To help organize your move, be sure to label all boxes and equipment as to what room or area they will be going to in the new location. This will speed up the unloading of the truck and save you money in the long run.7. Get a Recommendation and References. Don't be afraid to ask the moving company for a list of references, types of moves they had, and dates of the move. Be sure to speak with previous clients to make sure you're getting what you think you are in a mover.8. Check With Your Local BBB for Complaints Against the Company. Almost every mover will have a few complaints lodged against them. Just be sure that the mover you use has a record with the Better Business Bureau of responding to and resolving those complaints quickly and fairly.9. Verify their license. Call your local state's Department of Transportation or other regulatory body as required by law and make sure that the mover's certificate number is legitimate. Make sure the mover you are considering is duly licensed by your state as well.10. Should You Tip the Movers? Moving is a service industry. While there is not a set amount of gratuity expected by movers as there is by servers in restaurants, for example, if you feel that the job was done efficiently and effectively, you should feel free to tip your movers accordingly.Humboldt Storage and Moving, Greater Boston's largest United Van Lines agent, is a leader in assisting seniors with sensitive down-sizing relocations; coordinating highly technical lab and hospital moves; time-sensitive office relocations; and household relocations that are around the block or around the world. With the company's new 90,000 square foot headquarters and warehouse in Canton, Mass., Humboldt Storage and Moving continues its tradition as one of New England's largest and most dependable storage and moving companies.
Wednesday, April 18, 2007
Burberry checked over move to China
Independent, The (London), Jan 2, 2007 by Antony Stone
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Burberry bosses are to be questioned by a parliamentary committee about plans to axe a UK plant with the loss of 300 jobs.
Campaigners fighting to keep the brand British claim that bosses will be forced to justify sending manufacturing jobs overseas.
Workers at the plant in Treorchy, south Wales, have been told it will shut in March with production transferring to China.
But the announcement last year was immediately condemned, and triggered a high-profile campaign to keep the factory open.
Actor Ioan Gruffudd, who played Hornblower in the television series and who grew up in nearby Aberdare, has thrown his weight behind the campaign.
His intervention is all the more embarrassing for the company as he and the actress Rachel Weisz were recruited as the brand's global faces in 2005. Other high-profile backers have included the Prince of Wales. Leighton Andrews, AM for Rhondda, who has been instrumental in the campaign, said: "We have always believed that the factory is profitable, and this will force Burberry to put figures on the table in public.
"Burberry claims to be a luxury brand with a distinctive British sensibility. Yet here they are seeking to move jobs to China."
Monday, April 9, 2007
Glossary of Property terms for moving people
Our colleagues at Overseas Property Professional have reported that Britons have spent £6 billion on second homes in last two years, based on new statistics from the UK Office for National Statistics. Apparently, Britons are spending £6 billion a year on the purchase of second homes – a staggering £4 billion more than two years ago.
We, at The Rights Group, felt it would be useful to put together a glossary of terms that we use everyday but which may be a little alien to would be property purchasers in Spain.
We are constantly striving to increase the level of information available to Northern Europeans who may be attracted to the idea of buying in Spain but who may equally be daunted by the press in recent months which has portrayed our market as a den of thieves. Its not, particularly if you approach it with you eyes wide open – seek advice and assistance early in your quest for your dream property and making certain that the professional advice you receive is wholly independent.
We see this as a “living” glossary, so if you come across words and phrases that could usefully be added please let me know at mark@therightsgroup.com
We hope you’ll find it useful.
Abogado – Lawyer
Adosado - Semi-detached or town house
Aire acondicionado – Air conditioning
Agua/potable – Water /drinking water
Albanil - Bricklayer
Alfombra - Carpet
Amortización - Depreciation, Redemption
Antigüedad(es) / tienda de – Antique/Antique shop
Aparcamiento - Parking
Architecto - Architect
Armario – Cupboard/wardrobe
Assesoria Economica/Contable – Accountant
Balcon – Balcony
Banco/cuenta de/targeta de - Bank/bank account/bank card
BaÅ„o – Bath/WC
Barbacoa – Barbecue
Basura - Rubbish bins and rubbish taxes
Bombilla – Light bulb
Buzón - Mailbox
Caja de Ahorros - Savings bank
Calefacción central – Central heating
Cargas – Land charges registered against the property
Casa unifamiliar - Detached house
Casita – Cottage
Cemento - Cement
Certificado registral - Certificate showing debts attaching to a property
Chalet – Villa
Cocina – Kitchen
Comedor – Dining room
Comunidad de propietarios – Committee of property owners
Contrato de Builder – Constructor Compraventa Private - Property sales contract
Constructor - Builder
Construido - Built area, of property
Construir - Build
Costa del Sol – Sun Coast
Costa del la Luz – Coast of Light
Costa Blanca – White Coast
Corriente or la luz - Electricity
Cortijo - A country property inland with farming roots.
Cuarto de Bano - Bathroom
Documento privado - Private document
Documento público - Public document
Dormitorio - Bedroom
Ducha – Shower
Duplex – Apartment over two floors
Ebanista /carpintero – Joiner
Edificio – Building
Electrician – Electricista
El campo - The countryside
Escayolista/Yesero - Plasterer
Escritura - Deeds of ownership
Escritura pública de compraventa - Title Deeds
Euribor – Variable interest rate set by European banks
Fontanero - Plumber
Finca – Farm house or small estate
Fin de Obra – Formal Completion of Works on a new property
Fuente - Fountain
Garaje - Garage
Gas Butano – Butane gas often used for cooking and water heating
GestorÃa – Specialists used to obtain official authorisations, permits and licences
Habitación – A Room
Hipoteca - Mortgage
Hormigon - Concrete
Impuesto extraordinario sobre el patrimonio - Wealth Tax - extraordinary tax on assets
IBI: Impuesto sobre Bienes Inmuebles - Property tax levied yearly
Impuesto sobre el Incremento del Valor de los Terrenos - Tax on the increase of land value
Impuesto sobre el patrimonio - Capital gains tax
Incremento de patrimonio – A Capital gain
ITP – Impuesto sobre Transmisiones Patrionales - Property Transfer Tax of 7% levied on all re-sale property.
Impuesto sobre Actos Juridicos Documentados – AJD - Stamp Duty
Inmobiliaria/agente - Estate agent
Inversion en terreno - Land investment in Spain
IVA Impuesto sobre el Valor Añadido– VAT
Jardin - Garden
Ladrillo – Brick
Libre de cargas – Debt free
Libro del edificio - Documents from the promoter when building is finished
Licencia de prima ocupación – Licence to occupy a completed property
Licencia de obra - Building permission
Limpiadora – A Cleaner
Madera – Wood
Mármol - Marble
Martillo - Hammer
Metros cuadrados – Square metres – units floor area is measured in
Mortero - Mortar
N.I.E. - Identity Number for Foreigners – required for a property purchase
Notario - Notary – records the legal details of property and land sales
Nota Simple - Certificate from Property Registry
Obra nueva - Document certifying a new building
Oferta vinculante - Bank document specifying mortgage conditions
Ordenador – Computer
Pago en efectivo - Cash payment
Parcela - Lot or plot
Pestillo – Door lock
Pintor - Painter
Piscina - Swimming pool
Piso - Apartment
Playa – Beach
Planta baja – Ground or first floor
PlusvalÃa - Municipal Capital gains tax on the sale of property
Poder – Power of Attorney
Pozo - Well
Préstamo/ con techo – Loan/with variable interests with fixed minimum and maximum
Préstamo hipotecario - Mortgage loan
Pueblo - Town or village
Puerta - Door
Registro de la Propiedad - Register of Property Ownership
Representante fiscal – Foreigner’s official tax representative
Resale Property – A second hand property, already registered at the property register in Spain.
Residencia - Residency permit
Residente - Resident
Sala/salon - Lounge
Se vende or en venta - For sale
Se alquila – For Rent
Sevillana - Electricity company
Seguro de amortización de préstamos - Loan repayment insurance
Seguro Multirriesgo Hogar - House insurance
Señal – Deposit or down payment
Solar - Lot for building
Sótano – Basement
Subasta – Auction
Suelo - Floor or surface
Tasación - Independent valuation of property
Tasa de cambio – Exchange rate
Tasadores – Official Bank Valuers
Techo - Roof
Teja - Roof tile
Terraza - Terrace
Terreno - Land
Terreno en venta - Land for sale
Terreno - Plot of land
Terreno para construir - Building land on the Costa del Sol
Tipo de interés - Rate of interest
TÃtulo de propiedad - Deeds stating the ownership of property, date of sale etc.
Trastero - Storeroom
Valor Catastral - Assessed value of property for tax purposes
Ventana - Window
Vidriero – Glazier
Yeso – Plaster
By www.moverworldwide.com
Tuesday, January 23, 2007
USA Movers
USA Moving & Storage:-USA Moving & Storage is a licensed professional moving company specializing in residential moving services. As a professional furniture mover, we pride ourselves in taking a personal interest in our customers. We do not work for realtors, real estate brokers, banks a mortgage company or lenders as many companies do nowadays.USA Relocation is a national company that uses its own moving trucks. Our door to door service can be arranged either direct or consolidated. As a home moving service, no move is too small or too large for us. Our relocation service is affordable and highly competitive. Local moves can be last minute reserved a year in advanced. When seeking information about moving companies it is important to know that USA movers can move the contents of your house as well as your apartment. Moving expenses are kept at a minimal by providing packing suggestions prior to your relocation.
Would My Items Get Mixed up with other shipments.
Usually not,
Typically, if you are moving cross country and your shipment is relatively small
around 200-500 cubic feet or even much bigger your items will be transported
with other shipments... a large trailer holds about 3,700 to about 4,000 cubic
feet. So, unless you are moving a 6 bedroom home your items will always be
transported with other shipments this is true for long distances. For short
distances moving
companies will usually use a 24' - 28' truck and they will carry smaller
shipment without utilizing the whole truck if they must. You can always request
an exclusive right for a truck, but I will discuss this some other time.
Anyway to answer the question, every shipment has a unique lot number. When the
movers get to you house they will have an inventory sheet where the foreman will
write the description and the condition of each items with a corresponding
number. A sticker with the item number will be attached to each item. When the
movers unload the items it is a good idea for you the customer to have a copy of
the inventory sheet so you can also cross off the items as they come in .
Packing Your Dishes with a China Box aka Dish Barrel
Here is the best way to do it.
First forget about buble wrap, it's not realy going to help you here. Just use white paper or news paper if you are on a budget.
Make sure you do not have any two item touching and that everything is "floating" in a nice way and distributed evenly.
Now this is important Overflow the box with paper and then apply some force to seal the box. You are done
Sunday, January 21, 2007
Choosing your moving company
I worked for the major van lines , independent movers and also for some
moving brokers as a sales representative. If I had to advise a person on
how to choose a moving company I would recommend the following tips before
choosing between
moving companies:
1. Always check the
BBB report of a moving company.
2. If your estimate is given over the phone or online, make sure that all
the items that you are planning to transport are on the list, don't forget
your bike and your workout equipment, pictures etc...
3. Overestimate just in case, especially if you are dealing with moving
broker since they will reserve space for your shipment according to your
list.
Friday, January 19, 2007
Movers In Worldwide
Good Housekeeping Seal:-Consumers have relied on the assurances of the Good Housekeeping Seal since 1900. Behind the prestige of the Seal is a staff of highly trained experts who continually review products and advertisements in Good Housekeeping magazine. The Good Housekeeping Institute has great pride in the integrity of its Seal, and the companies that carry it fully understand the weight implied by its designation. Each year since 1964, Wheaton World Wide Moving has earned the Good Housekeeping Seal for interstate moving. With customer satisfaction ratings perpetually at 95 percent or higher, the industry’s most qualified drivers, and Wheaton’s state-of-the-art tracking and communication systems, you can rest assured Wheaton will uphold the Seal’s standards for service. Trust your belongings and memories to this Good Housekeeping Seal holder. Trust Wheaton to move your life.
Wednesday, January 10, 2007
Atlanta Moving Companies
Guys like in any major city it wouldn't be very difficult to find a moving company. On many sites you would see company reviews that might give you some idea, but i just wanted you to be aware of the fact that those can be manipulated.
I thing the best way to go is to fill out one of those free moving quote forms.
I have gathered a few for you here that will take your directly to the atlanta page, just make sure you go only on one site and fill out the info... you do not want to receive too many phone calls:
Atlanta Movers: Let Movers Compete Onlie Qutoes
Movers in Atlanta : Online Moving Quotes
Atlanta moving companies: One form -> Five Quotes
Atlanta Movers: Fill out one form and let moving companies in Atlanta Compete
Finding an Atlanta Moving Company and the right moving service in Atlanta for your move can sometimes be difficult. This site discusses the best ways to find Atlanta Movers. You should choose the moving service according to your needs and your budget. Long distance moves take planning and coordination, but when you allow Atlanta Moving Companies to compete for your business, you SAVE MONEY AND TIME!
To help you anticipate the cost of your move, movers will give you quotes according to a list of items that you'll provide. Help the movers calculate the cost of your move by listing every single item to be moved. Don't forget to go into the attic, basement, garage, closets and under beds. Reach a clear understanding about the amount of packing and other services needed. Anything omitted from the estimate, but later included in the shipment, will add to the cost of your move. Remember, when you are looking for moving estimates we can get you few. Once you have received your moving estimates, make sure to check your movers with the BBB.
Moving Companies
Let Moving Companies Compete for your businessOne Simple Form =====>>>> Six Moving Quotes.
When Moving Companies Compete You Save!
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Glenscare Africa Movers
Glenscare Africa will provide quality transportation, logistics, and relocation services to, from, and among the African nations in a timely manner at a reasonable cost to customers while assisting in the establishment of transportation infrastructure, wealth, employment opportunities, and stability in the African nations.
Whether moving locally, between African nations, to or from anywhere in the world, the Glenscare Africa agent’s trained and certified moving professionals handle your personal goods with respect and care. Only the most skilled international service providers available touch your shipment, whether in Africa, Asia, Australia, Europe, North America, South America or the isles of the world.